A Commercial Mortgage is a loan secured against a property that a business is looking to trade from itself.
This can be purchased through a Special Purchase Vehicle (SPV), personally, or through a Pension Scheme. Professional advice should always be taken when deciding how to facilitate this finance.
Commercial Mortgages can be used to purchase any of the following types of the property along with many others:
- Public Houses
- Retail outlets
- Doctor and Dentist Surgeries
- Semi Commercial/Mixed-use properties
Generally, a deposit of approx 30% is required for a Commercial Mortgage but with additional security, 100% finance can be available.