Unsecured business loans – an update As many of you know, I get heavily involved in quick unsecured lending to businesses. It can be quite eye opening to them when they realise what’s available, the timescales involved and the ‘non-traditional’ forms of repaying these loans. In response to this, here is a quick bullet point summary of the current marketplace…
The UK’s economic growth is predicted to be between 1% and 2% this year and sterling is currently competitive in foreign markets. This means that there are excellent opportunities for businesses that want to invest in future growth. However, for many smaller businesses, finding the funds for these plans can be a challenge. As well as business loans from the…
Whether you are considering borrowing to buy a house or for your business, one of the things you will need to consider is whether you want a fixed or variable rate loan. Fixed rate lending If you choose a fixed rate mortgage the interest you pay will stay the same for a set period which is usually between two and…
A few days ago we discovered the world’s favourite place for children’s toys and accessories had lost its magic. Many of the products that children love are still great favourites that sell well in stores and online, so what went wrong for Toys R Us? Wrong place In the early 1950s, when the Toys R Us started in America, out-of-town…
An economic recession is defined as a decline in gross domestic product (GDP) – the market value of the goods and services a country produces – for two or more consecutive quarters. In the USA private equity investors are predicting a downturn in the UK’s economy over the next two or three years as a result of Brexit. Is there any…
Whether you’re taking on the renovation of your own home or a property refurbishment project, short-term development finance can get you underway with funding for property purchases and building costs. Because you will add value by developing a property or site, you will be able to cover the cost of your loan by selling for a higher price or charging…
What is working capital finance? The UK’s economic growth is predicted to be between 1% and 2% this year and sterling is currently competitive in foreign markets. This means that there are excellent opportunities for businesses that want to invest in future growth. However, for many smaller businesses, finding the funds for these plans can be a challenge. As well…
Economy finances – what would you like to know? For a start – what does it mean? In simple terms it’s about how decisions about money are made to make more money. The most critical factor is uncertainty, because financial markets are always changing. Or, to put it another way, it’s like your personal finances; you know you need to…
The collapse of the countries second largest construction company, Carillion, has caused panic amongst many SMEs in the UK who were exposed to this toxic company. The knock-on impact will likely take several months (or years) to fully be realised, as many smaller businesses take on additional debt to survive or tighten their expenses to respond to bad debts or…
So, what is bridging finance and what does it mean? – please see our video below:
